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Best from the Net - First Time Buyers' Guides

Articles for First Time Buyers
(All photographs belong to Designs on Property Ltd)

First Time Buyers' Home Purchase GuideFirst time buyers' home purchase guide
Here is your FREE essential purchase guide for first time buyers from Kate Faulkner, MD of Designs on Property author of Which? Buy, Sell Move House.
First Time Buyers: If you have a £20,000 salary you could buy a home for £60,000! First Time Buyers: If you have a £20,000 salary - buy a home for £60,000!
For all first time buyers, if you think you cannot afford to buy your first home, then think again! There are properties out there and the finance - you just need to know where to look, and don't let the media headlines put you off buying your first dream home!
New FirstBuy Scheme AnnouncedNew FirstBuy Scheme Announced
A new scheme called FirstBuy has been announced by the Homes & Community Agency to help first time buyers get on the property ladder.
Is now a good time to buy a property if you are First Time Buyer? Is now a good time to buy a property if you are First Time Buyer?
Kate Faulkner, MD of the independent property advice site Designs on Property says that the coming year may be a good time to buy depending on your ‘risk profile'.
It can be tricky to decide when to make the switchIt can be tricky to decide when to make the switch
Are you a first time buyer and not sure whether you should buy or continue renting?
Which is the Best First Time Buyers' MortgageWhich is the Best First Time Buyers' Mortgage
One of the questions first time buyers ask us is ‘which is the best mortgage for me?’
First Time Buyer HouseFirst Time Buyer House
If you are first time buyer it can be confusing trying to understand what is the best house for a first time purchase. For example, should you buy a flat for the first time or a house with a garden? Where should you buy?
First Time Buyer AdviceFirst Time Buyer Advice
First time buyer’s need a lot of help and advice to buy a home. This usually starts with ‘how much can I as a first time buyer afford?’ and ends with ‘I don’t understand why nothing seems to be happening, please help!’
First Time Buyer HelpFirst Time Buyer Help
If you are a first time buyer in today’s difficult and ever changing market – you need help! It is important to make sure you get help from independent sources,
 To Rent or Buy?To Rent or Buy?
According to Zoopla, 80% of British cities/towns are now cheaper to buy in than rent a two bedroom flat in 50 locations throughout the UK. In some locations, renting is more costly than buying.
Avoiding a £500 survey could cost buyers nearly £2,000!Avoiding a £500 survey could cost buyers nearly £2,000!
Kate's always been pushing buyers to have an RICS homebuyer or building survey before they buy andhe RICS have proved that buyers are facing large bills for not having a survey of their property before purchase.
First Time Buyer GuideFirst Time Buyer Guide
If you are thinking about buying your first home now, right in the middle of a recession, then you’ll need a lot of independent help and support on the way!
100 Mortgages for First Time Buyers100 Mortgages for First Time Buyers
Unfortunately even though we are three years on from the crunch, many lenders are still struggling so it would be amazing if you could find 100 mortgages for first time buyers!
Prices of Houses Sold - Media ReportingPrices of Houses Sold - Media Reporting
July and August data shows that trying to report on the property market purely covering property prices is pointless. As with any market analysis, it's often the volume figure that is far more interesting.
First time buyer mortgage dealsFirst time buyer mortgage deals
Improved affordability proves less constraining for first-time buyers
Kate’s 10 Property Survey Tips for Buyers! Kate’s 10 Property Survey Tips for Buyers!
Thinking of buying a new home? Well don’t! At least not until you have a structural survey to check it’s not about to fall down first!
Sarah Beeny’s New Property Show: Help! My House is Falling DownSarah Beeny’s New Property Show: Help! My House is Falling Down
C4’s latest property show, Help! My House is Falling Down is a god send and which should ensure property buyers purchasing a home pay for an independent full structural survey from a local qualified surveyor!
Mortgage Best BuysMortgage Best Buys
If you're thinking of buying a property or remortgaging, to ensure you find the best mortgage for your circumstances, follow our Top Three Tips on how to choose a mortgage lender.
What to ask the Agents to better understand your Local Property MarketWhat to ask the Agents to better understand your Local Property Market
The first thing you need to know when buying or selling in any market is what’s happening to properties. Ignore media headlines on property prices, they are very misleading.
How to check out the Local Property MarketHow to check out the Local Property Market
With so many new websites and property price reports claiming to give buyers, sellers and investors information about property values, it can be a real minefield and what price you should accept or offer on a property.
Advice for Buyers and Sellers for the rest of 2010!Advice for Buyers and Sellers for the rest of 2010!
After a year of relatively “good news” for the property market, properties are now taking longer to sell while choice for buyers is starting to increase as more properties come onto the market for sale.
How to Make and Accept an OfferHow to Make and Accept an Offer
Once you have found a home you like, or indeed someone has made an offer on your own home, don’t just make a snap decision to accept or reject.  Take your time.
A Room Design Plan to make the most of the Space in Your HomeA Room Design Plan to make the most of the Space in Your Home
If your property, or even just a few rooms are a bit on the small side, the good news is that the human mind can be tricked, and there are a number of things you can do to give the impression of space and light and visually open up any area.
Are we heading for the dreaded 'double dip'?Are we heading for the dreaded 'double dip'?
To date, property price news reports have been comparing 2010 versus a poor performance in 2009, from April 2009, the property market showed signs of recovery.
Are better mortgages REALLY available?Are better mortgages REALLY available?
Recent research from Unbiased suggests that people’s perceptions of mortgages lending criteria available is lagging behind what they can actually borrow.
Better First Time Buyer Mortgage DealsBetter First Time Buyer Mortgage Deals
First time buyers can now secure 90% mortgages from the Post Office, which is also improving lending rates between 75% and 80%, and the Post Office is not even charging fees for remortgaging for five year deals.
How useful is a Sold Property Price? How useful is a Sold Property Price?
Did you know that you can now find out what price a property has sold for in the street you are buying or selling in?
Mortgage Deposit for a House PurchaseMortgage Deposit for a House Purchase
Saving for a mortgage deposit for a house purchase might seem like too much hard work, or indeed an impossible task.
Is the Post Office going to offer one of the Best First Time Buyers' Mortgages?Is the Post Office going to offer one of the Best First Time Buyers' Mortgages?
Could the Post Office be about to offer one of the best first time buyer mortgages on the market?
First Time Buyers Advice in the UKFirst Time Buyers Advice in the UK
Many first time buyers don’t know what advice is available to them in the UK, nor do they know what advice to trust from which property companies!
Buying a House - 10 Ways to Exploit a Buyer's MarketBuying a House - 10 Ways to Exploit a Buyer's Market
A buyer’s market sounds ideal - lots of properties for sale to choose from and being in a position to make offers below the asking price, but just how do you make the most of it?
Is this one of the best times to buy a new home?Is this one of the best times to buy a new home?
If you have the money - and can get a mortgage for a new property - then the coming months is possibly one of the best times to buy a new home.
Top 10 Checks to Make when Buying a Period PropertyTop 10 Checks to Make when Buying a Period Property
Older properties (pre 1930s) may be full of character but they are also likely to be full of problems such as damp, problem plumbing and electrics and even lack foundations!
Five reasons why you should think about what type of property to buyFive reasons why you should think about what type of property to buy
When you are dreaming of your ideal home, you are likely to be doing it while wearing rose tinted spectacles! That dream penthouse flat might look fab, but not if it drains your cash each year with high service charges.
New Build Buyers get more Protection! New Build Buyers get more Protection!
Are you thinking about buying a new build property from a developer? You may have a lot more protection than you have ever had before with the help of the new The Consumer Code for Home Builders website.
Nottingham Property Market PerformanceNottingham Property Market Performance
Nottingham property prices are faring well against the backdrop of the recession.
How is the new build homes market faring?How is the new build homes market faring?
New build homes which have shown some staggering increases on a regional basis for the latter half of 2009, even succumbed to a fall in the average price, albeit a very small one.
House Price Market Update for February 2010House Price Market Update for February 2010
Well the doom mungerers are out in force this month! January's data suggested the market was 'wobbling' while February data suggests it's on the slide.
First Time Buyers Desperately Need Independent Advice!First Time Buyers Desperately Need Independent Advice!
So it’s not just Designs on Property that has received lots of requests for help and advice from first time buyers, now Unbiased has revealed that they too have been inundated with guidance requests.
Why is this company/individual so anti property?Why is this company/individual so anti property?
Well it’s only when you get down towards the bottom of the article that you realise that they appear to be as biased as the property professionals that they keep having a go at!
Is this the trend of property prices in a crisis?Is this the trend of property prices in a crisis?
It is true that you can see patterns in property market bubbles and that property prices can go up and then fall again, so they might be right. However, ....
Will house prices fall by 50%?Will house prices fall by 50%?
This is a popular view that is often headlined by the media about the property market.
Think you can trust lenders, mortgage advisors, surveyors and solicitors?Think you can trust lenders, mortgage advisors, surveyors and solicitors?
We constantly hear about horrendous things that estate agents and letting agents get up to, but the finance, legal and surveying professions I once took for granted I could trust, isn’t as squeaky clean as it should be.
Has the Credit Crunch made Homes Affordable Again?Has the Credit Crunch made Homes Affordable Again?
Affordability of property typically relates to how much the average property is worth versus what the average wage is.
2010 – The Year of Saving for a Deposit! 2010 – The Year of Saving for a Deposit!
Its official, you CAN save for a deposit and you CAN afford a home – if it’s what you really want!
Top Five Tips to Buying a New Home in 2010Top Five Tips to Buying a New Home in 2010
Top five tips to buying a new home in 2010. Read Kate’s Top Five Tips for Buying a New Home!
What to do if you are a Buyer in 2010What to do if you are a Buyer in 2010
What to do if you are a Buyer in 2010. Follow Kate's Top Five Property Tips for 2010.
Why do I need a Building Survey?Why do I need a Building Survey?
Why do buyers think it’s OK to buy a home without an independent survey, but won’t buy a car without an MOT?
Top Five things you need to know when Choosing an Independent Surveyor Top Five things you need to know when Choosing an Independent Surveyor
If you need a surveyor, then these are the top five things you need to know when choosing an Independent Surveyor.
A SurveyorA Surveyor
Surveyors are an incredibly important part of buying and selling a home. Sadly the biggest problem caused when buying and selling a home is that few buyers pay for a survey.
New Build FlatsFirst time buyers – should you buy or continue renting?
Are you a really confused First Time Buyer and not really sure what's happening in the market at the moment? Should you stay put or buy your first home?
I can't afford where I want to live!I can't afford where I want to live!
Finding a home in your favoured location and at the right price is never as easy as people think. This article explains how to find a house or flat in the right area that you can afford.
First Time Buyers Still Struggling to Raise a DepositFirst Time Buyers Still Struggling to Raise a Deposit
Two thirds of first time buyers believe that a lack of sufficient mortgage deposit is preventing them from owning their own home.
I can't get a mortgageI can't get a mortgage
The decison to purchase a property shouldn't be taken lightly, and ensuring you get the best financial advice is crucial, as this is one of the most expensive purchases you'll ever make.
Make an offer that won't be rejected!Make an offer that won't be rejected!
Making an offer on a property and what to do if it rejected.



Free Property Articles

  Housing stats watch!
  Key budget changes so far to affect the property market
  Number of first time buyers in the 25-29 bracket is increasing – as predicted!
  Most First Time Buyers are only borrowing three to three and a half times their income
 
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